Reasons to get Travel Insurance

Staying safe in Costa Rica

 

Each travel is different and personal circumstances vary greatly; however, when traveling to any country of Latin-American it is very important that as part of your planning you include travel insurance. You may ask why, and we can advice you 5 reasons why it is very important:

  1. Your cruise line, airline or tour operator goes bankrupt. You need your non-refundable expenses covered and to get to your destination.
  2. Your bags are lost and your medication is in it. You need to have an emergency prescription filled.
  3. Although Costa Rica is a great country for Health Tourism and most surgeries are less expensive than in the US, most health services would be expensive if you are not prepared for them. In Costa Rica you can find basic medical care for any minor injury but if there is a greater necessity the hospital bill would be very high.
  4. Your flight has been cancelled, or your passport and wallet are stolen, and you need emergency cash and a replacement passport.
  5. You need to cancel your trip due to illness or you have a medical emergency in a foreign country.
  6. In case of a natural disaster and you need to evacuate your resort, hotel or cruise.

 

There are many Travel Insurances available in the world, but they vary in quality and on the conditions they offer. There are some things that you have to watch out for to buy exactly what you need. For example:

  1. Check for country exclusions, and be sure that Costa Rica is included on the list of the countries that the travel insurance covers.
  2. Dangerous activities: check if your Travel Insurance includes outdoor activities or adventure activities. Costa Rica is a great place to enjoy adventure activities such as canopy (ziplining), white water rafting, horseback riding, mountain biking, ATV, etc.; many insurers consider this activities many other largely safe activities as very dangerous pursuits.
  3. Check for Maximum amount per item covered.

 

If you need Travel Insurance and dont know which to get, we could refer you to Travel Insurance IMGlobal.

 Travel insurance

 

Costa Rica flower

 

Written by Caro Goodfellow

Google+ Banana Adventure Tours
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